Buy a House Fast

What you need to know before you go home-shopping

Buying a home is probably one of the most significant, if not biggest, purchases that a person makes. And it isn’t always that easy to come to a decision. People often respond to this question with a “We’ll buy one when we have the money” or “We’ll think of investing in one when the time is right.”

Let’s face facts – waiting to save pots of gold before you even contemplate buying a house, is like asking your children to give up on school till you have the resources to educate them. Time is often an important consideration, however, the right time comes when you recognize your opportunity and act upon it.

Myth #2

It’s a bad time to buy a house.

Fact

Quite the contrary is true. In this economy, foreclosures have increased to record levels leaving more supply than demand. House prices have fallen at an alarming pace; and fixed-rate mortgages have reached a historical low.

That’s good news for new home buyers, who find it easier to make stable payments over a period of time.

First-time home buyers can also sigh in relief, thanks to the Housing and Economic Recovery Act of 2008. What’s more, if you qualify for the FHA (Federal Housing Administration) mortgage insurance or loans, your down payments and rate of interest may decrease even further.

All of these factors make it a buyers’ market, proving to be one of the best times to consider home ownership. You definitely can look at it as an asset or an investment for the future.

What can you do?

Buying a home is a big step. And often that, in itself, scares people away. It does get difficult for prospective home buyers to gauge a market by themselves. If guided well, people are often pleasantly surprised at what they CAN actually afford. At Express Realty Services, we believe that every individual deserves to live in a beautiful home. We have in-house experts who have a unique understanding of this market, and are available to guide and assist you.

One quick call to us, and we can provide you with vital information to support you through the processes, and help you seal the deal. Just call Express Realty Services at 1-877-9-EXPRESS (1-877-939-7377) and see which home is waiting for you!

Want to dispel more myths? Check out the other blogs in this series: Myth 1; Myth 3; Myth 4

What you need to know before you go home-shopping

 Is planning to move the next BIG move of your life? Are you looking for a home to share with your soon-to-be husband or wife? Have you always been waiting for the day when you’d be a proud homeowner? Are you shifting homes to accommodate for the needs of a larger family? Whatever the reason, buying a home is a crucial decision that affects you and some of the most important people in your life.

We at Express Realty Services understand your needs and would like to guide you through roadblocks that you will encounter when you consider purchasing a house.

We will help you dispel some myths and determine the facts as we go along.

 Myth #1

Owning a home is more expensive than renting one.

 Fact

You might wonder: Shouldn’t you think of buying a home only when you have huge savings? While that may hold water, it’s not always the norm.  A lot depends on the costs involved and the income you make. In many markets, owning a home can be as affordable as renting one, especially considering the tax advantage that you gain with your purchase.

Besides, rental costs tend to increase with each passing year, but buying a house at a fixed-rate mortgage locks in your mortgage rate per month throughout the life of the loan.

In addition, when you pay rent, you spend hard earned money that you will never see again. It only ends up filling your landlord’s pocket. On the other hand, making regular monthly payments will eventually result in an asset that appreciates in the long run.

 What can I do?

Need to find a home that’s just perfect for you? Express Realty Services can help you in your search. With in-house lenders and other specialists to guide and assist you, we offer an exceptionally integrated service that is unique to this industry.

Our expertise has benefitted more than 750 families, and has saved them money. We’ve had instances where we’ve found a beautiful home for our client, with a monthly mortgage that was almost $250/month less than his monthly rent!

 Don’t miss your opportunity to save too! Just call Express Realty Services at 1-877-9-EXPRESS (1-877-939-7377) and we’ll find you the home that YOU deserve.

 (This blog is the first in this series)

Want to dispel more myths? Check out the other blogs in this series: Myth 2; Myth 3; Myth 4