Posts Tagged ‘first-time homebuyer’

Myth vs. Fact – When Buying a Home – Part 3

What you need to know before you go home-shopping

The whole process of home buying can be extremely stressful and overwhelming. Even if you’ve found the right home, you’re struggling with credit repair. If it isn’t that, it’s the apprehension of getting your home loan sanctioned, or the speculation of the property’s potential in the years to come. Who can you reach out to? If only there was one place that handled everything for you! Someone you could depend on! Now, wouldn’t that be ideal?

Myth 3
The Real Estate industry is a murky business. You can’t rely on anyone here!

Fact
Truth be told – there are enough and more real estate companies and agents out there who try to swindle unsuspecting home buyers. It’s always reassuring to work with people who function through set ethical standards. Thus while working with an agent or real estate company, it is vital that you take extra time to double check their background, reputation, work ethics and certifications, before you commit to hire them for your home-buying process. If you’ve done your homework well, finding the right people is not as bleak as it seems.

What can I do?
This is one of the biggest reasons why you don’t need to worry when you work with us. The Express Companies is accredited by the Better Business Bureau (BBB) and Members of the Who’s Who Register. Only companies that adhere to the highest standards for ethical business practices can be affiliated with these organizations.

Our experience and expertise in this business has created its own niche. We are the only company that has such a large inventory of bank-owned properties. Our closing ratios are the highest in the country – we’ve successfully sold over 300 houses last year alone!

Our values reflect in our stable relationship with many approved lenders; and have resulted in a constant flow of a large number of bank-owned properties. 

In addition, because of this very unique relationship with banks, and the growth of our sister concern, Express Homebuyers, we offer a higher number of pre-listed homes – which means that you have access to homes that have not even been listed on the market.

We can ease your process right from the first step all the way to closing. Just call Express Realty Services at 1-888-306-9450, and experience a standard that’s a cut above the rest.

Want to dispel more myths? Check out the other blogs in this series: Myth 1; Myth 2; Myth 4

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Posted in Buy a Home | RSS | 3 Comments »

Myth vs. Fact – When Buying a Home – Part 2

What you need to know before you go home-shopping

Buying a home is probably one of the most significant, if not biggest, purchases that a person makes. And it isn’t always that easy to come to a decision. People often respond to this question with a “We’ll buy one when we have the money” or “We’ll think of investing in one when the time is right.”

Let’s face facts – waiting to save pots of gold before you even contemplate buying a house, is like asking your children to give up on school till you have the resources to educate them. Time is often an important consideration, however, the right time comes when you recognize your opportunity and act upon it.

Myth #2

It’s a bad time to buy a house.

Fact

Quite the contrary is true. In this economy, foreclosures have increased to record levels leaving more supply than demand. House prices have fallen at an alarming pace; and fixed-rate mortgages have reached a historical low.

That’s good news for new home buyers, who find it easier to make stable payments over a period of time.

First-time home buyers can also sigh in relief, thanks to the Housing and Economic Recovery Act of 2008. What’s more, if you qualify for the FHA (Federal Housing Administration) mortgage insurance or loans, your down payments and rate of interest may decrease even further.

All of these factors make it a buyers’ market, proving to be one of the best times to consider home ownership. You definitely can look at it as an asset or an investment for the future.

What can you do?

Buying a home is a big step. And often that, in itself, scares people away. It does get difficult for prospective home buyers to gauge a market by themselves. If guided well, people are often pleasantly surprised at what they CAN actually afford. At Express Realty Services, we believe that every individual deserves to live in a beautiful home. We have in-house experts who have a unique understanding of this market, and are available to guide and assist you.

One quick call to us, and we can provide you with vital information to support you through the processes, and help you seal the deal. Just call Express Realty Services at 1-877-9-EXPRESS (1-877-939-7377) and see which home is waiting for you!

Want to dispel more myths? Check out the other blogs in this series: Myth 1; Myth 3; Myth 4

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Posted in Buy a Home | RSS | 3 Comments »