Buy a House Fast

Besides giving you advice on buying and selling homes, we make it a priority to keep you aware of the pitfalls that exist in the real estate world.  One scam that’s been growing in popularity involves loan modification.  A new breed of swindler has appeared offering to facilitate this process, but modifying loans and doing your taxes are alike in that you can do both by yourself.

Negotiating

Scammers often claim they can help you bargain for a loan modification, but the truth is there isn’t much a third party can do to get you a better deal.  This isn’t the same as bringing a mechanic when you scope out a used car, or asking a friend who knows the language haggle for you at a flea market.  The servicer determines whether or not you qualify for a loan based on a pre-established set of criteria; this isn’t a decision that can be influenced by a third party.

All that paperwork…

It’s true that a long, detailed questionnaire can look daunting, but that doesn’t mean you have to pay someone to fill it out for you.  If you’re unsure of how to proceed, there are a number of free counselors and websites that can guide you through the process.  Calling an organization called Hope Now at 888-995-HOPE can line you up with free counseling.  If your issue is finding the information required by the lender, give www.mtgprofessor.com a look; the site does a good job of explaining the requirements and information you’ll need to have ready and where to locate it.

Modifying a loan isn’t as hard as it looks.  If you’re the type whose eyes glaze over when you see a stack of official-looking forms, get yourself a free counselor to go over the fine points with you, or check out a website that talks you through each step.  What you need to remember is that you have options, and paying someone a hefty fee to help you with a process you can do on your own should not be one of them.

First-Time Homebuyers Seminar: Mortgage Assistance. Credit Repair. Home Selection. Closing.

This is a great opportunity to gain valuable insight into the process of purchasing your first home.

May 16, 2009 10:00AM to Noon
Capitol Hill Presbyterian Church
201 Fourth Street SE Washington DC
Corner of 4th and Independence Ave. SE.
Located close to the Eastern Market or Capitol South metro stations. Please note that parking for the event is extremely limited.

This seminar will:

1. Suggest ways to improve your credit rating. Credit scores can be raised by as much as 100 points through our simple, legal, and no-hidden-costs method.

2. Explain how you can secure up to $18,000 in down payment assistance. No strings attached, and available to all qualified first-time home buyers. This is grant funding you won’t ever have to pay back if you occupy your home for a certain length of time.

3. Teach you to identify and target the best DC-area properties for your budget. Learn simple tricks and techniques to get the most value for your money.

4. Remove the mystery from the closing process. Learn to understand concepts such as deeds, closing costs, title and ownership.

This Home Buying seminar is unique in that you can pre-qualify, apply and view new home opportunities right on the spot. You won’t want to miss out!

Hosted by Express Realty Services – www.ExpressRS.com.

Featured Speakers:      Marc Hershkowitz – Realtor and Host
Kristine O’Neill – Senior Loan Officer, Virginia Heritage Bank Mortgage
Mark Schrader – Principal, Millennium Title
Steve Conover – Credit Guru, MyCreditABC.com

Seating is limited. Sign up today to reserve your spot or arrive early take advantage of our first-come-first-served seating.

Please contact Tina@ExpressHomebuyers.com or 703-752-1374 to make a reservation or for any further information you may require.